210 2 Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners... ]]> https://www.pivotalfin.com.au/media/website_posts/210/Blog-Tile.png page https://www.pivotalfin.com.au/blog/federal-budget-2026-how-it-could-affect-your-property-plans/ 2026-05-14 06:45:27 209 2 Compliance conversations are often seen as regulatory necessities. In reality, they do much more: they strengthen decision-making,..]]> https://www.pivotalfin.com.au/media/website_posts/209/Blog-Tile.jpg page https://www.pivotalfin.com.au/blog/why-compliance-conversations-matter/ 2026-05-12 01:12:43 208 2 There’s no better feeling than living in a brand new home – it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know... ]]> https://www.pivotalfin.com.au/media/website_posts/208/Blog-Tile.jpg page https://www.pivotalfin.com.au/blog/turn-your-new-build-dreams-into-reality-how-to-fund-construction/ 2026-05-01 06:10:18 207 2 Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high...
]]> https://www.pivotalfin.com.au/media/website_posts/207/Blog-Tile.jpg page https://www.pivotalfin.com.au/blog/why-buyers-are-defying-rate-hikes-and-rising-fuel-prices/ 2026-04-29 05:49:18 206 2 Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update...]]> https://www.pivotalfin.com.au/media/website_posts/206/Blog-Tile.png page https://www.pivotalfin.com.au/blog/could-your-home-loan-pre-approval-be-out-of-date/ 2026-04-24 04:02:32 205 2 Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs...]]> https://www.pivotalfin.com.au/media/website_posts/205/Blog-Tile-(1).png page https://www.pivotalfin.com.au/blog/one-in-five-investors-snatch-up-interstate-properties/ 2026-04-13 05:03:21 204 2 Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit...]]> https://www.pivotalfin.com.au/media/website_posts/204/Blog-Tile.png page https://www.pivotalfin.com.au/blog/5-percent-deposit-scheme-helps-300000-aussies-buy-first-home/ 2026-04-02 04:34:00 203 2 If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up.
]]> https://www.pivotalfin.com.au/media/website_posts/203/Blog-Tile-(18).png page https://www.pivotalfin.com.au/blog/good-news-buyers-surge-homes-hitting-market/ 2026-03-30 07:27:00 202 2 Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you...]]> https://www.pivotalfin.com.au/media/website_posts/202/Blog-Tile-(17).png page https://www.pivotalfin.com.au/blog/offset-accounts-surge-as-homeowners-race-to-beat-higher-rates/ 2026-03-12 06:30:00 201 2 As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to potentially cut years off the time taken to buy a home...]]> https://www.pivotalfin.com.au/media/website_posts/201/Blog-Tile-(16).png page https://www.pivotalfin.com.au/blog/first-home-buyers-buy-five-years-sooner/ 2026-03-05 05:16:00 200 2 Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power...]]> https://www.pivotalfin.com.au/media/website_posts/200/Blog-Tile-(15).png page https://www.pivotalfin.com.au/blog/how-much-do-you-need-to-earn-to-buy-a-home-in-2026/ 2026-02-26 04:52:00 199 2 https://www.pivotalfin.com.au/media/website_posts/199/Blog-Tile-(14).png page https://www.pivotalfin.com.au/blog/thinking-tree-change-might-find-affordable-homes/ 2026-02-20 04:21:00 198 2 Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market...
]]> https://www.pivotalfin.com.au/media/website_posts/198/Blog-Tile-(1).jpg page https://www.pivotalfin.com.au/blog/generation-tops-housing-wealth-australia/ 2026-02-16 06:00:18 197 2 After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans.]]> https://www.pivotalfin.com.au/media/website_posts/197/Blog-Tile-(13).png page https://www.pivotalfin.com.au/blog/how-high-are-property-prices-predicted-to-go-in-2026/ 2026-01-30 02:39:00 196 2 A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project...]]> https://www.pivotalfin.com.au/media/website_posts/196/Blog-Tile-(12).png page https://www.pivotalfin.com.au/blog/roll-sleeves-renovation-renaissance-slated-2026/ 2026-01-30 00:11:00 195 2 Owning an investment property isn’t limited to the uber-rich. In fact, investors are usually people you interact with daily. Today, we’ll reveal which occupations are the nation’s most prolific property investors, and how you could potentially join them.]]> https://www.pivotalfin.com.au/media/website_posts/195/Blog-Tile-(11).png page https://www.pivotalfin.com.au/blog/nurses-teachers-or-ceos-which-occupation-boasts-more-property-investors/ 2026-01-15 01:36:00 194 2 What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. ]]> https://www.pivotalfin.com.au/media/website_posts/194/Blog-Tile-(10).png page https://www.pivotalfin.com.au/blog/aussie-home-owners-just-got-82000-richer-on-average/ 2026-01-15 00:05:00 193 2 You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed?..]]> https://www.pivotalfin.com.au/media/website_posts/193/Blog-Tile-(9).png page https://www.pivotalfin.com.au/blog/your-suburbs-2025-property-report-card-is-in/ 2025-12-22 05:35:00 192 2 Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare...]]> https://www.pivotalfin.com.au/media/website_posts/192/Blog-Tile-(8).png page https://www.pivotalfin.com.au/blog/no-christmas-rate-cut/ 2025-12-11 05:18:00 191 2 Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer. But there are some pros and cons to be aware of. Let’s take a look. ]]> https://www.pivotalfin.com.au/media/website_posts/191/Blog-Tile-(7).png page https://www.pivotalfin.com.au/blog/2-deposit-scheme-help-to-buy-launches/ 2025-12-04 08:06:00 190 2 2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors...]]> https://www.pivotalfin.com.au/media/website_posts/190/Blog-Tile-(6).png page https://www.pivotalfin.com.au/blog/why-now-may-be-the-time-to-buy-a-rental-property/ 2025-11-26 23:41:00 189 2 https://www.pivotalfin.com.au/media/website_posts/189/Blog-Tile.jpg page https://www.pivotalfin.com.au/blog/australian-home-owners-focus-on-paying-down-debt/ 2025-11-17 11:22:00 188 2 Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As auction clearance rates heat up we explain how to get your auction game on.]]> https://www.pivotalfin.com.au/media/website_posts/188/Blog-Tile-(1).png page https://www.pivotalfin.com.au/blog/forget-the-block-more-homes-are-selling-at-auction/ 2025-11-06 00:29:31 186 2 The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan.]]> https://www.pivotalfin.com.au/media/website_posts/186/Blog-Tile.png page https://www.pivotalfin.com.au/blog/what-are-the-chances-of-another-rate-cut-this-year/ 2025-10-23 02:28:24 185 2 Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal.]]> https://www.pivotalfin.com.au/media/website_posts/185/Blog-Tile-(4).png page https://www.pivotalfin.com.au/blog/separating-understand-your-home-loan-options/ 2025-10-09 01:12:58