219 2 Things are looking up for homebuyers. New listings are on the rise, and that can mean more choice and less FOMO pressure for buyers. Here’s how the shift in today’s market could benefit your homebuying plans... ]]> https://www.pivotalfin.com.au/media/website_posts/219/Blog-Tile.png page https://www.pivotalfin.com.au/blog/great-news-for-buyers-property-listings-spike-fomo-dials-down/ 2026-07-23 00:31:35 218 2 The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to review your current loan...]]> https://www.pivotalfin.com.au/media/website_posts/218/Blog-Tile-(1).png page https://www.pivotalfin.com.au/blog/lenders-cut-rates-as-competition-heats-up/ 2026-07-16 23:54:32 217 2 With more first home buyers relying on family support to get into the market, we explain why it may be beneficial to put the details in writing if Mum and Dad offer a financial helping hand... ]]> https://www.pivotalfin.com.au/media/website_posts/217/Blog-Tile.png page https://www.pivotalfin.com.au/blog/bank-of-mum-and-dad-why-a-written-agreement-can-make-sense/ 2026-07-09 07:22:39 216 2 As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner...]]> https://www.pivotalfin.com.au/media/website_posts/216/Blog-Tile.jpg page https://www.pivotalfin.com.au/blog/new-financial-year-new-reasons-to-review-your-home-loan/ 2026-07-02 03:38:00 215 2 It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities...]]> https://www.pivotalfin.com.au/media/website_posts/215/Blog-Tile.png page https://www.pivotalfin.com.au/blog/how-the-property-market-is-shaping-up-in-your-area-post-budget-night/ 2026-06-25 05:34:00 214 2 The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why...]]> https://www.pivotalfin.com.au/media/website_posts/214/Blog-Tile-(1).png page https://www.pivotalfin.com.au/blog/record-smashed-over-80-of-buyers-turn-to-a-broker-for-help/ 2026-06-19 03:42:51 213 2 Worried you’ll still be paying off your mortgage in retirement? New research shows you’re not alone. Here are five tips to help clear the slate before you hang up your work boots...]]> https://www.pivotalfin.com.au/media/website_posts/213/Blog-Tile.png page https://www.pivotalfin.com.au/blog/5-tips-to-help-you-clear-your-mortgage-by-retirement/ 2026-06-18 00:00:00 212 2 House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers...]]> https://www.pivotalfin.com.au/media/website_posts/212/Blog-Tile.png page https://www.pivotalfin.com.au/blog/not-a-housing-crash-easing-growth-and-plenty-of-buying-opportunities/ 2026-06-04 05:09:50 211 2 A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now...]]> https://www.pivotalfin.com.au/media/website_posts/211/Blog-Tile.png page https://www.pivotalfin.com.au/blog/gen-z-races-into-the-property-market/ 2026-05-28 04:54:08 210 2 Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners... ]]> https://www.pivotalfin.com.au/media/website_posts/210/Blog-Tile.png page https://www.pivotalfin.com.au/blog/federal-budget-2026-how-it-could-affect-your-property-plans/ 2026-05-14 06:45:27 209 2 Compliance conversations are often seen as regulatory necessities. In reality, they do much more: they strengthen decision-making,..]]> https://www.pivotalfin.com.au/media/website_posts/209/Blog-Tile.jpg page https://www.pivotalfin.com.au/blog/why-compliance-conversations-matter/ 2026-05-12 01:12:43 208 2 There’s no better feeling than living in a brand new home – it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know... ]]> https://www.pivotalfin.com.au/media/website_posts/208/Blog-Tile.jpg page https://www.pivotalfin.com.au/blog/turn-your-new-build-dreams-into-reality-how-to-fund-construction/ 2026-05-01 06:10:18 207 2 Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high...
]]> https://www.pivotalfin.com.au/media/website_posts/207/Blog-Tile.jpg page https://www.pivotalfin.com.au/blog/why-buyers-are-defying-rate-hikes-and-rising-fuel-prices/ 2026-04-29 05:49:18 206 2 Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update...]]> https://www.pivotalfin.com.au/media/website_posts/206/Blog-Tile.png page https://www.pivotalfin.com.au/blog/could-your-home-loan-pre-approval-be-out-of-date/ 2026-04-24 04:02:32 205 2 Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs...]]> https://www.pivotalfin.com.au/media/website_posts/205/Blog-Tile-(1).png page https://www.pivotalfin.com.au/blog/one-in-five-investors-snatch-up-interstate-properties/ 2026-04-13 05:03:21 204 2 Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit...]]> https://www.pivotalfin.com.au/media/website_posts/204/Blog-Tile.png page https://www.pivotalfin.com.au/blog/5-percent-deposit-scheme-helps-300000-aussies-buy-first-home/ 2026-04-02 04:34:00 203 2 If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up.
]]> https://www.pivotalfin.com.au/media/website_posts/203/Blog-Tile-(18).png page https://www.pivotalfin.com.au/blog/good-news-buyers-surge-homes-hitting-market/ 2026-03-30 07:27:00 202 2 Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you...]]> https://www.pivotalfin.com.au/media/website_posts/202/Blog-Tile-(17).png page https://www.pivotalfin.com.au/blog/offset-accounts-surge-as-homeowners-race-to-beat-higher-rates/ 2026-03-12 06:30:00 201 2 As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to potentially cut years off the time taken to buy a home...]]> https://www.pivotalfin.com.au/media/website_posts/201/Blog-Tile-(16).png page https://www.pivotalfin.com.au/blog/first-home-buyers-buy-five-years-sooner/ 2026-03-05 05:16:00 200 2 Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power...]]> https://www.pivotalfin.com.au/media/website_posts/200/Blog-Tile-(15).png page https://www.pivotalfin.com.au/blog/how-much-do-you-need-to-earn-to-buy-a-home-in-2026/ 2026-02-26 04:52:00 199 2 https://www.pivotalfin.com.au/media/website_posts/199/Blog-Tile-(14).png page https://www.pivotalfin.com.au/blog/thinking-tree-change-might-find-affordable-homes/ 2026-02-20 04:21:00 198 2 Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market...
]]> https://www.pivotalfin.com.au/media/website_posts/198/Blog-Tile-(1).jpg page https://www.pivotalfin.com.au/blog/generation-tops-housing-wealth-australia/ 2026-02-16 06:00:18 197 2 After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans.]]> https://www.pivotalfin.com.au/media/website_posts/197/Blog-Tile-(13).png page https://www.pivotalfin.com.au/blog/how-high-are-property-prices-predicted-to-go-in-2026/ 2026-01-30 02:39:00 196 2 A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project...]]> https://www.pivotalfin.com.au/media/website_posts/196/Blog-Tile-(12).png page https://www.pivotalfin.com.au/blog/roll-sleeves-renovation-renaissance-slated-2026/ 2026-01-30 00:11:00 195 2 Owning an investment property isn’t limited to the uber-rich. In fact, investors are usually people you interact with daily. Today, we’ll reveal which occupations are the nation’s most prolific property investors, and how you could potentially join them.]]> https://www.pivotalfin.com.au/media/website_posts/195/Blog-Tile-(11).png page https://www.pivotalfin.com.au/blog/nurses-teachers-or-ceos-which-occupation-boasts-more-property-investors/ 2026-01-15 01:36:00